:root {
  --insight-navy: #0b203b;
  --insight-blue: #2f73ff;
  --insight-ink: #15314d;
  --insight-muted: #637386;
  --insight-line: #d8e2ed;
  --insight-soft: #f3f7fb;
}

.insights-index .insight-list-section {
  color: var(--insight-ink);
  background: #f5f8fc;
}

.insight-list-head {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, .72fr);
  gap: clamp(30px, 5vw, 80px);
  align-items: end;
  margin-bottom: clamp(32px, 5vw, 56px);
}

.insight-list-head .eyebrow,
.insight-article-label {
  display: block;
  margin-bottom: 14px;
  color: var(--insight-blue);
  font-size: 11px;
  font-weight: 900;
  letter-spacing: .16em;
  text-transform: uppercase;
}

.insight-list-head h2 {
  margin: 0;
  color: var(--insight-ink);
  font-size: clamp(30px, 3.6vw, 50px);
  line-height: 1.15;
  letter-spacing: -.064em;
  word-break: keep-all;
}

.insight-list-head > p {
  margin: 0;
  color: var(--insight-muted);
  font-size: 14px;
  font-weight: 600;
  line-height: 1.8;
  word-break: keep-all;
}

.insight-card-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.insight-card {
  display: flex;
  min-height: 320px;
  padding: clamp(25px, 3vw, 38px);
  border: 1px solid rgba(15, 45, 74, .13);
  border-radius: 20px;
  background: #fff;
  color: var(--insight-ink);
  text-decoration: none;
  flex-direction: column;
  box-shadow: 0 14px 34px rgba(18, 48, 77, .06);
  transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease;
}

.insight-card:hover,
.insight-card:focus-visible {
  transform: translateY(-4px);
  border-color: rgba(47, 107, 255, .36);
  box-shadow: 0 20px 42px rgba(18, 48, 77, .11);
}

.insight-card-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 14px;
  color: var(--insight-blue);
  font-size: 11px;
  font-weight: 900;
  letter-spacing: .06em;
}

.insight-card h2 {
  margin: 28px 0 0;
  color: var(--insight-ink);
  font-size: clamp(25px, 2.4vw, 36px);
  line-height: 1.22;
  letter-spacing: -.058em;
  word-break: keep-all;
}

.insight-card p {
  margin: 18px 0 0;
  color: var(--insight-muted);
  font-size: 14px;
  font-weight: 600;
  line-height: 1.82;
  word-break: keep-all;
}

.insight-card strong {
  margin-top: auto;
  padding-top: 34px;
  color: var(--insight-blue);
  font-size: 13px;
}

.insight-main {
  padding-top: 80px;
  background: #f5f8fc;
  color: var(--insight-ink);
}

.insight-hero {
  padding: clamp(68px, 8vw, 112px) 24px clamp(56px, 7vw, 90px);
  color: #fff;
  background:
    radial-gradient(circle at 78% 22%, rgba(47, 115, 255, .22), transparent 32%),
    linear-gradient(140deg, #07192f 0%, #0b203b 56%, #102a4d 100%);
}

.insight-shell {
  width: min(920px, 100%);
  margin: 0 auto;
}

.insight-breadcrumb {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 38px;
  color: rgba(255, 255, 255, .58);
  font-size: 12px;
  font-weight: 700;
}

.insight-breadcrumb a { color: inherit; text-decoration: none; }
.insight-breadcrumb a:hover,
.insight-breadcrumb a:focus-visible { color: #fff; }

.insight-hero h1 {
  max-width: 820px;
  margin: 0;
  font-size: clamp(38px, 5.6vw, 68px);
  line-height: 1.12;
  letter-spacing: -.07em;
  word-break: keep-all;
}

.insight-lead {
  max-width: 760px;
  margin: 28px 0 0;
  color: rgba(255, 255, 255, .76);
  font-size: clamp(16px, 1.4vw, 19px);
  font-weight: 560;
  line-height: 1.85;
  word-break: keep-all;
}

.insight-byline {
  display: flex;
  flex-wrap: wrap;
  gap: 9px 18px;
  margin-top: 28px;
  color: rgba(255, 255, 255, .58);
  font-size: 12px;
  font-weight: 700;
}

.insight-body {
  padding: clamp(52px, 7vw, 92px) 24px clamp(76px, 9vw, 124px);
}

.insight-answer {
  margin-bottom: clamp(52px, 7vw, 78px);
  padding: clamp(24px, 3.5vw, 38px);
  border-left: 5px solid var(--insight-blue);
  background: #eaf1ff;
}

.insight-answer strong {
  display: block;
  margin-bottom: 12px;
  color: var(--insight-blue);
  font-size: 12px;
  letter-spacing: .08em;
}

.insight-answer p {
  margin: 0;
  color: var(--insight-ink);
  font-size: clamp(17px, 1.6vw, 21px);
  font-weight: 760;
  line-height: 1.75;
  word-break: keep-all;
}

.insight-content section + section {
  margin-top: clamp(52px, 7vw, 82px);
  padding-top: clamp(48px, 6vw, 72px);
  border-top: 1px solid var(--insight-line);
}

.insight-content h2 {
  margin: 0;
  color: var(--insight-ink);
  font-size: clamp(27px, 3.1vw, 40px);
  line-height: 1.2;
  letter-spacing: -.06em;
  word-break: keep-all;
}

.insight-content h3 {
  margin: 34px 0 0;
  color: var(--insight-ink);
  font-size: clamp(20px, 2vw, 26px);
  line-height: 1.3;
  letter-spacing: -.045em;
  word-break: keep-all;
}

.insight-content p,
.insight-content li {
  color: var(--insight-muted);
  font-size: 15px;
  font-weight: 560;
  line-height: 1.9;
  word-break: keep-all;
}

.insight-content p { margin: 18px 0 0; }
.insight-content ul,
.insight-content ol { margin: 22px 0 0; padding-left: 22px; }
.insight-content li + li { margin-top: 10px; }

.insight-check-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 26px;
}

.insight-check-card {
  padding: 22px;
  border: 1px solid var(--insight-line);
  background: #fff;
}

.insight-check-card strong {
  display: block;
  color: var(--insight-ink);
  font-size: 16px;
}

.insight-check-card p { margin-top: 9px; font-size: 14px; }

.insight-table-wrap {
  overflow-x: auto;
  margin-top: 26px;
  border: 1px solid var(--insight-line);
  background: #fff;
}

.insight-table {
  width: 100%;
  min-width: 620px;
  border-collapse: collapse;
}

.insight-table th,
.insight-table td {
  padding: 17px 18px;
  border-bottom: 1px solid var(--insight-line);
  text-align: left;
  vertical-align: top;
  font-size: 14px;
  line-height: 1.7;
}

.insight-table th { color: var(--insight-ink); background: var(--insight-soft); }
.insight-table td { color: var(--insight-muted); }
.insight-table tr:last-child td { border-bottom: 0; }

.insight-source-list,
.insight-related-grid {
  display: grid;
  gap: 10px;
  margin-top: 24px;
}

.insight-source-list a,
.insight-related-grid a {
  display: block;
  padding: 17px 19px;
  border: 1px solid var(--insight-line);
  background: #fff;
  color: var(--insight-ink);
  text-decoration: none;
  font-size: 14px;
  font-weight: 760;
  line-height: 1.6;
}

.insight-source-list a:hover,
.insight-source-list a:focus-visible,
.insight-related-grid a:hover,
.insight-related-grid a:focus-visible {
  border-color: rgba(47, 107, 255, .42);
  color: var(--insight-blue);
}

.insight-cta {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: center;
  margin-top: clamp(60px, 8vw, 96px);
  padding: clamp(28px, 4vw, 46px);
  color: #fff;
  background: var(--insight-navy);
}

.insight-cta h2 { color: #fff; font-size: clamp(25px, 3vw, 38px); }
.insight-cta p { color: rgba(255, 255, 255, .7); }
.insight-cta a {
  display: inline-flex;
  min-height: 48px;
  padding: 0 20px;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
  background: #fff;
  color: var(--insight-navy);
  text-decoration: none;
  font-size: 13px;
  font-weight: 900;
}

@media (max-width: 900px) {
  .insight-main { padding-top: 64px; }
  .insight-list-head,
  .insight-card-grid { grid-template-columns: 1fr; }
  .insight-card { min-height: auto; }
  .insight-cta { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 620px) {
  .insight-hero { padding: 62px 18px 54px; }
  .insight-body { padding-right: 18px; padding-left: 18px; }
  .insight-hero h1 { font-size: clamp(34px, 10vw, 46px); }
  .insight-check-grid { grid-template-columns: 1fr; }
  .insight-card { padding: 23px 20px; border-radius: 16px; }
  .insight-cta { padding: 27px 22px; }
  .insight-cta a { width: 100%; }
}

@media (prefers-reduced-motion: reduce) {
  .insight-card { transition: none; }
}